High-Risk Health Insurance Now Available in Illinois
I am writing to inform you that one of the most important provisions of Health Care Reform has taken effect in Illinois. The state has opened enrollment in the new Illinois Pre-Existing Condition Insurance Plan (IPXP), which will provide health insurance to uninsured Illinois residents who have been denied coverage because of a pre-existing condition.
There will only be between 4,000-6,000 spots in the IPXP so it is imperative that you or any friends and loved ones interested in the program apply as soon as possible.
Illinois residents are eligible for the IPXP if they (1) are a citizen, national, or legal resident; (2) have been uninsured for six months; and (3) have a preexisting condition.Â Residents can show they have a preexisting condition by doing one of the following:
¢Provide information showing they have one of several conditions listed here
¢Provide documentation from a health insurance company stating they are ineligible for coverage due to a medical condition
¢Provide documentation from a health insurance company offering health coverage with a rider that excludes coverage for their medical condition
¢Provide a written statement from a physician stating that they have an existing medical condition that may result in denial of comprehensive coverage by a health insurance company.
Please also note that if you are currently enrolled in ICHIP you should NOT disenroll in an effort to get into the IPXP.
If you have any questions about IPXP please visit the Department of Insurance web site at https://insurance.illinois.gov/ipxp/, call the Department's toll-free number at (877) 527-9431, or email your question directly to DOI.healthinsurancereform@Illinois.gov. You can also call my office at (773) 267-5926.
It is a pleasure serving you in Congress.